Spend Shield

Terms of Service

Last updated: April 3, 2026

1. Overview

These Terms of Service govern your purchase and use of the Spend Shield Google Sheets dashboard ("the Product"). By purchasing or using the Product, you agree to these terms.

2. What You're Buying

Spend Shield is a digital product — a pre-built Google Sheets template. Upon purchase, you receive access to a Google Sheets file that you can copy to your own Google account. This is a one-time purchase with no recurring fees.

3. License

You receive a personal, non-transferable license to use Spend Shield for your own personal financial management. You may not:

4. Refund Policy

We offer a 30-day money-back guarantee. If the Product doesn't work for you, email us within 30 days of purchase and we'll issue a full refund. No questions asked. You keep the sheet either way.

5. Delivery

After purchase, you'll receive a link to access the Google Sheets template. Delivery is instant and digital. You need a free Google account to use the Product.

6. Disclaimer

Spend Shield is a budgeting tool, not financial advice. We are not financial advisors. The Product is designed to help you track and manage your spending, but we make no guarantees about financial outcomes. Use it at your own discretion.

7. Limitation of Liability

Spend Shield is provided "as is." We are not liable for any financial decisions you make while using the Product, or for any data loss within your Google Sheets account.

8. Changes to Terms

We may update these terms from time to time. Any changes will be posted on this page with an updated date.

9. Contact

Questions about these terms? Email us at hello@spendshield.co

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